Arkansas

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Rogers, Arkansas CD Rates – 3-Year

You are viewing rates from banks across Rogers





Below are three-year CD Rates from banks in Rogers, Arkansas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Rogers, AR - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.65% → 3.85% → 3.75% → 3.65% → 3.75%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.25% → 3.75% → 3.00% → 2.50% → 2.00%

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.95%

$10,000

6.45

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0.90%

$500

9.63

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0.85%

$1,000

-

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0.80%

$10,000

13.76

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0.80%

$10,000

5.06

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| May 3, 2023

Do you cash ee saving bonds Read More

| May 4, 2021

Very knowledgeable people Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.75%

$10,000

15.69

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0.70%

$100,000

22.17

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0.65%

$10,000

6.65

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0.65%

$10,000

22.17

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0.65%

$10,000

13.10

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| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.60%

$10,000

22.17

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| Mar 1, 2021

Rates on here are not accurate. Read More

0.50%

$10,000

13.08

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0.50%

$250

21.00

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0.50%

$5,000

11.15

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Nov 15, 2020

Do they? Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

7.33

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

Rate History: 0.03% → 0.05%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rogers, AR - August 2, 2025


Branch Street City State
CFG Bank
Bentonville Branch
700 S. E. Walton Boulevard, Suite #2 Bentonville AR
Finworth, a division of InsBank
Bella Vista Highlands Branch
791 Lancashire Boulevard Bella Vista AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
BOKF, National Association
Bentonville Branch
1303 South East Walton Boulevard Bentonville AR
Signature Bank of Arkansas
Bentonville Branch
700 S. E. Walton Boulevard, Suite #2 Bentonville AR
Signature Bank of Arkansas
Bentonville Branch
700 S. E. Walton Boulevard, Suite #2 Bentonville AR
Armstrong Bank
Springdale Branch
3942 Elm Springs Road Springdale AR
Legacy National Bank
Legacy National Bank Branch
4901 W Pauline Whitaker Parkway Rogers AR
Grand Savings Bank
Bentonville Branch
3401 Sw 2nd Street, Suite 115 Bentonville AR
Bank of 1889
Holiday Island Branch
5 Forrest Park Avenue Holiday Island AR
United Bank
Rogers Branch
3333 West Walnut Rogers AR
First Security Bank
West Main Street Branch
191 West Main Street Farmington AR
First National Bank
Bentonville Branch
300 Se Walton Boulevard Bentonville AR
Armstrong Bank
Springdale Branch
3942 Elm Springs Road Springdale AR
First State Bank
Joyce Boulevard Branch
2125 East Joyce Boulevard Fayetteville AR
Generations Bank
Rogers Southern Hills Branch
3710 Southern Hills Boulevard, Suite 100 Rogers AR
The Farmers & Merchants Bank
Farmington Branch
257 West Main Farmington AR
The Citizens Bank
Rogers Branch
3350 Pinnacle Hills Parkway Rogers AR
The Farmers & Merchants Bank
Farmington Branch
257 West Main Farmington AR
Today's Bank
Ozark Center Point Place Branch
5178 West Sunset Avenue Springdale AR
Chambers Bank
Chambers Bank Branch
1100 S E Walton Boulevard Bentonville AR
The Farmers & Merchants Bank
Farmington Branch
257 West Main Farmington AR
CS Bank
Huntsville Branch
270 Curtis Hutchins Way Huntsville AR
First Western Bank
Bella Vista Branch
575 Memorial Drive Bella Vista AR
Great Southern Bank
University Square Shopping Center Br Branch
2552 W. Martin Luther King Blvd Fayetteville AR
The First National Bank of Fort Smith
Centerton Branch
350 East Centerton Boulevard Centerton AR
Centennial Bank
Tontitown Branch
786 East Henri De Tonti Boulevard Tontitown AR
Equity Bank
Community First Bank, Pea Ridge Branch
198 Slack Street Pea Ridge AR
Regions Bank
Bentonville 1409 S Walton Blvd Branc Branch
1409 S. Walton Boulevard Bentonville AR
Bank of America, National Association
Bentonville Branch
808 South Walton Boulevard Bentonville AR
Regions Bank
Bentonville 1409 S Walton Blvd Branc Branch
1409 S. Walton Boulevard Bentonville AR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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